diff --git a/app/modules/accounting/tds_ui.py b/app/modules/accounting/tds_ui.py
index 01dfabc..801d4ac 100644
--- a/app/modules/accounting/tds_ui.py
+++ b/app/modules/accounting/tds_ui.py
@@ -3,6 +3,7 @@ from __future__ import annotations
 from datetime import date, datetime
 from decimal import Decimal, InvalidOperation
 from urllib.parse import quote
+from uuid import uuid4
 
 from fastapi import APIRouter, Request
 from fastapi.responses import RedirectResponse
@@ -139,13 +140,22 @@ def tds_root(request: Request, client_id: int | None = None):
 
 
 @router.get("/compliance")
-def compliance(request:Request,client_id:int|None=None,tally_guid:str="",date_from:str="",date_to:str="",run:int=0):
+def compliance(request:Request,client_id:int|None=None,tally_guid:str="",date_from:str="",date_to:str="",run:int=0,run_token:str=""):
     db=CommonSessionLocal()
     try:
         user,response=_require_partner(request,db,"accounting.tally.view")
         if response:return response
         clients,selected,node,online,live,review,start,end,error,history=_workspace(request,db,user,client_id,tally_guid,date_from,date_to,run)
-        return _render(request,db,user,"modules/accounting/templates/accounting/tds_compliance.html",clients=clients,selected_client=selected,node=node,node_online=online,live=live,review=review,date_from=start,date_to=end,tally_guid=tally_guid,error=error,rules=_rules(db,_tenant_id(request,user)),history=history)
+        response=_render(
+            request,db,user,"modules/accounting/templates/accounting/tds_compliance.html",
+            clients=clients,selected_client=selected,node=node,node_online=online,live=live,
+            review=review,date_from=start,date_to=end,tally_guid=tally_guid,error=error,
+            rules=_rules(db,_tenant_id(request,user)),history=history,
+            run_token=(run_token or uuid4().hex)
+        )
+        response.headers["Cache-Control"]="no-store, no-cache, must-revalidate, max-age=0"
+        response.headers["Pragma"]="no-cache"
+        return response
     finally: db.close()
 
 
diff --git a/app/modules/accounting/templates/accounting/depreciation_it.html b/app/modules/accounting/templates/accounting/depreciation_it.html
index 25edf15..ace038e 100644
--- a/app/modules/accounting/templates/accounting/depreciation_it.html
+++ b/app/modules/accounting/templates/accounting/depreciation_it.html
@@ -1,6 +1,7 @@
 {% extends "ui/templates/base/layout.html" %}
 {% block content %}
 {% set mirror = mirror_status.mirror if mirror_status and mirror_status.mirror else {} %}
+{% set mirror_effective_ready = mirror.ready_for_financial_year or preview %}
 <div class="space-y-6">
   <div class="flex flex-wrap items-start justify-between gap-4">
     <div>
@@ -18,7 +19,7 @@
 
   <section class="grid gap-4 md:grid-cols-3">
     <div class="rounded-2xl bg-white p-5 shadow-soft"><div class="text-xs font-semibold uppercase tracking-wide text-slate-500">ERP Local Agent</div><div class="mt-2 text-lg font-semibold {{ 'text-emerald-700' if agent_online else 'text-red-700' }}">{{ 'Connected' if agent_online else 'Offline' }}</div></div>
-    <div class="rounded-2xl bg-white p-5 shadow-soft"><div class="text-xs font-semibold uppercase tracking-wide text-slate-500">SQLite Mirror</div><div class="mt-2 text-lg font-semibold {{ 'text-emerald-700' if mirror.ready_for_financial_year else 'text-amber-700' }}">{{ 'Ready' if mirror.ready_for_financial_year else 'Mirror required' }}</div>{% if mirror.ready_for_financial_year and mirror.company %}<div class="mt-1 text-xs text-slate-500">{{ mirror.company.company_name }} · {{ fy_start }} to {{ fy_end }}</div>{% elif mirror.financial_year_reason %}<div class="mt-1 text-xs text-amber-700">{{ mirror.financial_year_reason }}</div>{% endif %}</div>
+    <div class="rounded-2xl bg-white p-5 shadow-soft"><div class="text-xs font-semibold uppercase tracking-wide text-slate-500">SQLite Mirror</div><div class="mt-2 text-lg font-semibold {{ 'text-emerald-700' if mirror_effective_ready else 'text-amber-700' }}">{{ 'Ready' if mirror_effective_ready else 'Mirror required' }}</div>{% if mirror_effective_ready and mirror.company %}<div class="mt-1 text-xs text-slate-500">{{ mirror.company.company_name }} · {{ fy_start }} to {{ fy_end }}</div>{% elif mirror.financial_year_reason %}<div class="mt-1 text-xs text-amber-700">{{ mirror.financial_year_reason }}</div>{% endif %}</div>
     <div class="rounded-2xl bg-white p-5 shadow-soft"><div class="text-xs font-semibold uppercase tracking-wide text-slate-500">Write-back</div><div class="mt-2 text-lg font-semibold text-slate-700">Controlled</div><div class="mt-1 text-xs text-slate-500">Tally is contacted only after approval/posting.</div></div>
   </section>
 
diff --git a/app/modules/accounting/templates/accounting/tally.html b/app/modules/accounting/templates/accounting/tally.html
index e7d1087..3b38cd4 100644
--- a/app/modules/accounting/templates/accounting/tally.html
+++ b/app/modules/accounting/templates/accounting/tally.html
@@ -307,9 +307,16 @@
       <span class="rounded-full bg-emerald-50 px-3 py-1 text-xs font-semibold text-emerald-700">Read-only export</span>
     </div>
     <div class="mt-4 rounded-xl border border-amber-200 bg-amber-50 px-4 py-3 text-sm text-amber-900"><strong>Before export:</strong> open the mapped company in TallyPrime and set Tally's active period (Alt+F2) to cover the full period you want exported. The ODBC mirror reads Tally's active period; the ERP does not change Tally's period automatically.</div>
-    <form method="post" action="/tools/tally/full-export" class="mt-5 grid gap-4 lg:grid-cols-4 lg:items-end">
+    <form method="post" action="/tools/tally/full-export" class="mt-5 grid gap-4 lg:grid-cols-5 lg:items-end" id="mirrorExportForm">
       <input type="hidden" name="csrf_token" value="{{ csrf_token }}" />
       <input type="hidden" name="client_id" value="{{ selected_client.id }}" />
+      <label class="text-sm font-medium text-slate-700">Target Financial Year
+        <select id="mirrorFinancialYear" name="financial_year" required class="mt-1 w-full rounded-xl border border-slate-300 bg-white px-3 py-2 text-sm">
+          {% for fy in mirror_fy_options %}
+          <option value="{{ fy }}" {% if fy == selected_financial_year %}selected{% endif %}>FY {{ fy }}</option>
+          {% endfor %}
+        </select>
+      </label>
       <label class="text-sm font-medium text-slate-700">Mapped Tally Company
         <select name="tally_guid" required class="mt-1 w-full rounded-xl border border-slate-300 bg-white px-3 py-2 text-sm">
           <option value="">Select mapped company</option>
@@ -320,10 +327,14 @@
           {% endfor %}
         </select>
       </label>
-      <label class="text-sm font-medium text-slate-700">From Date<input type="date" name="date_from" required value="{{ transaction_date_from }}" class="mt-1 w-full rounded-xl border border-slate-300 bg-white px-3 py-2 text-sm" /></label>
-      <label class="text-sm font-medium text-slate-700">To Date<input type="date" name="date_to" required value="{{ transaction_date_to }}" class="mt-1 w-full rounded-xl border border-slate-300 bg-white px-3 py-2 text-sm" /></label>
+      <label class="text-sm font-medium text-slate-700">From Date<input id="mirrorDateFrom" type="date" name="date_from" required value="{{ transaction_date_from }}" class="mt-1 w-full rounded-xl border border-slate-300 bg-white px-3 py-2 text-sm" /></label>
+      <label class="text-sm font-medium text-slate-700">To Date<input id="mirrorDateTo" type="date" name="date_to" required value="{{ transaction_date_to }}" class="mt-1 w-full rounded-xl border border-slate-300 bg-white px-3 py-2 text-sm" /></label>
       <button id="fullExportButton" type="submit" class="rounded-xl bg-emerald-700 px-4 py-2 text-sm font-semibold text-white hover:bg-emerald-800">Mirror Tally to SQLite</button>
     </form>
+    <div class="mt-3 flex flex-wrap items-center gap-3 text-sm">
+      <button type="button" id="mirrorPreviousFY" class="rounded-lg border border-slate-300 bg-white px-3 py-1.5 font-semibold text-slate-700">Use Previous FY</button>
+      <span class="text-slate-500">Select an FY here to create or refresh that year's separate local mirror in the client's FY storage hierarchy.</span>
+    </div>
     <div id="fullExportProgress" class="mt-5 hidden rounded-xl border border-slate-200 bg-slate-50 p-4">
       <div class="flex items-center justify-between gap-3"><div><div id="fullExportStage" class="font-semibold text-slate-900">Waiting…</div><div id="fullExportMessage" class="mt-1 text-xs text-slate-500"></div></div><div id="fullExportPct" class="text-lg font-bold text-slate-900">0%</div></div>
       <div class="mt-3 h-3 overflow-hidden rounded-full bg-slate-200"><div id="fullExportBar" class="h-full bg-emerald-600 transition-all duration-300" style="width:0%"></div></div>
@@ -576,4 +587,28 @@
   pollFullExport();
 })();
 </script>
+
+<script>
+document.addEventListener("DOMContentLoaded", function () {
+  const fy=document.getElementById("mirrorFinancialYear");
+  const from=document.getElementById("mirrorDateFrom");
+  const to=document.getElementById("mirrorDateTo");
+  const previous=document.getElementById("mirrorPreviousFY");
+  function applyFY(value){
+    const m=/^(\d{4})-(\d{2})$/.exec(value||"");
+    if(!m||!from||!to)return;
+    const y=parseInt(m[1],10);
+    from.value=String(y).padStart(4,"0")+"-04-01";
+    to.value=String(y+1).padStart(4,"0")+"-03-31";
+  }
+  if(fy)fy.addEventListener("change",function(){applyFY(fy.value);});
+  if(previous&&fy)previous.addEventListener("click",function(){
+    if(fy.selectedIndex+1<fy.options.length){
+      fy.selectedIndex+=1;
+      applyFY(fy.value);
+    }
+  });
+});
+</script>
+
 {% endblock %}
diff --git a/app/modules/accounting/templates/accounting/tds_compliance.html b/app/modules/accounting/templates/accounting/tds_compliance.html
index 70febb4..fb39e44 100644
--- a/app/modules/accounting/templates/accounting/tds_compliance.html
+++ b/app/modules/accounting/templates/accounting/tds_compliance.html
@@ -1,7 +1,12 @@
 {% extends "ui/templates/base/layout.html" %}
 {% block content %}
 <div class="space-y-6">
-  <div class="flex flex-wrap items-start justify-between gap-3"><div><p class="text-xs font-semibold uppercase tracking-[0.16em] text-brand-600">TDS &amp; Withholding Tax</p><h1 class="mt-1 text-2xl font-semibold text-slate-900">TDS Compliance Review</h1><p class="mt-1 text-sm text-slate-500">Review expenses, purchases, journals and creditor postings from the client SQLite Accounting Mirror. Rules and thresholds come from the editable TDS Rule Master.</p></div><div class="flex gap-2"><a href="/tools/accounting/tds/rules" class="rounded-xl border px-3 py-2 text-sm font-semibold">Rule Master</a><a href="/tools/tally" class="rounded-xl border px-3 py-2 text-sm font-semibold">Tally</a></div></div>{% if error %}<div class="rounded-xl bg-red-50 p-3 text-sm text-red-800">{{ error }}</div>{% endif %}<form method="get" class="rounded-2xl bg-white p-5 shadow-soft"><div class="grid gap-3 lg:grid-cols-3"><label class="text-sm">Client<select name="client_id" required class="mt-1 w-full rounded-xl border px-3 py-2"><option value="">Select client</option>{% for c in clients %}<option value="{{ c.id }}" {% if selected_client and c.id==selected_client.id %}selected{% endif %}>{{ c.client_name }}</option>{% endfor %}</select></label><label class="text-sm">From<input type="date" name="date_from" value="{{ date_from }}" required class="mt-1 w-full rounded-xl border px-3 py-2"></label><label class="text-sm">To<input type="date" name="date_to" value="{{ date_to }}" required class="mt-1 w-full rounded-xl border px-3 py-2"></label></div><input type="hidden" name="run" value="1"><button class="mt-4 rounded-xl bg-brand-600 px-4 py-2 text-sm font-semibold text-white">Run TDS Review</button></form>{% if review %}<div class="flex justify-end gap-2"><a href="/tools/tally/analysis/{{ review.analysis_run_id }}/download?client_id={{ selected_client.id }}&financial_year={{ date_from[:4] }}-{{ date_to[2:4] }}&format=xlsx" class="rounded-xl border border-emerald-300 bg-emerald-50 px-3 py-2 text-sm font-semibold text-emerald-800">Download Excel</a><a href="/tools/tally/analysis/{{ review.analysis_run_id }}/download?client_id={{ selected_client.id }}&financial_year={{ date_from[:4] }}-{{ date_to[2:4] }}&format=pdf" class="rounded-xl border px-3 py-2 text-sm font-semibold">Download PDF</a></div><div class="grid gap-3 sm:grid-cols-2 lg:grid-cols-5">
+  <div class="flex flex-wrap items-start justify-between gap-3"><div><p class="text-xs font-semibold uppercase tracking-[0.16em] text-brand-600">TDS &amp; Withholding Tax</p><h1 class="mt-1 text-2xl font-semibold text-slate-900">TDS Compliance Review</h1><p class="mt-1 text-sm text-slate-500">Review expenses, purchases, journals and creditor postings from the client SQLite Accounting Mirror. Rules and thresholds come from the editable TDS Rule Master.</p></div><div class="flex gap-2"><a href="/tools/accounting/tds/rules" class="rounded-xl border px-3 py-2 text-sm font-semibold">Rule Master</a><a href="/tools/tally" class="rounded-xl border px-3 py-2 text-sm font-semibold">Tally</a></div></div>{% if error %}<div class="rounded-xl bg-red-50 p-3 text-sm text-red-800">{{ error }}</div>{% endif %}<form method="get" class="rounded-2xl bg-white p-5 shadow-soft"><div class="grid gap-3 lg:grid-cols-3"><label class="text-sm">Client<select name="client_id" required class="mt-1 w-full rounded-xl border px-3 py-2"><option value="">Select client</option>{% for c in clients %}<option value="{{ c.id }}" {% if selected_client and c.id==selected_client.id %}selected{% endif %}>{{ c.client_name }}</option>{% endfor %}</select></label><label class="text-sm">From<input type="date" name="date_from" value="{{ date_from }}" required class="mt-1 w-full rounded-xl border px-3 py-2"></label><label class="text-sm">To<input type="date" name="date_to" value="{{ date_to }}" required class="mt-1 w-full rounded-xl border px-3 py-2"></label></div><input type="hidden" name="run" value="1"><input type="hidden" name="run_token" value="{{ run_token }}"><button class="mt-4 rounded-xl bg-brand-600 px-4 py-2 text-sm font-semibold text-white">Run TDS Review</button></form>{% if review %}
+<div class="flex flex-wrap items-center justify-between gap-3 rounded-xl border border-slate-200 bg-white px-4 py-3 text-sm">
+  <div><span class="font-semibold">Analysis Run #{{ review.analysis_run_id }}</span><span class="ml-2 text-slate-500">{{ review.company_name }} · {{ review.date_from }} to {{ review.date_to }}</span></div>
+  <div class="text-xs text-slate-500">Fresh run {{ run_token[:8] }}</div>
+</div>
+<div class="flex justify-end gap-2"><a href="/tools/tally/analysis/{{ review.analysis_run_id }}/download?client_id={{ selected_client.id }}&financial_year={{ date_from[:4] }}-{{ date_to[2:4] }}&format=xlsx" class="rounded-xl border border-emerald-300 bg-emerald-50 px-3 py-2 text-sm font-semibold text-emerald-800">Download Excel</a><a href="/tools/tally/analysis/{{ review.analysis_run_id }}/download?client_id={{ selected_client.id }}&financial_year={{ date_from[:4] }}-{{ date_to[2:4] }}&format=pdf" class="rounded-xl border px-3 py-2 text-sm font-semibold">Download PDF</a></div><div class="grid gap-3 sm:grid-cols-2 lg:grid-cols-5">
   {% for k,v in review.summary.items() %}
   <div class="rounded-xl bg-white p-4 shadow-soft">
     <div class="text-xs uppercase text-slate-500">{{ k|replace('_',' ') }}</div>
diff --git a/app/modules/accounting/ui.py b/app/modules/accounting/ui.py
index 0f7fa4c..d5e2954 100644
--- a/app/modules/accounting/ui.py
+++ b/app/modules/accounting/ui.py
@@ -67,6 +67,23 @@ def _financial_year_for_date(value: date | None = None) -> str:
     return f"{start_year}-{str(start_year + 1)[-2:]}"
 
 
+def _financial_year_bounds(financial_year: str) -> tuple[date, date]:
+    match = re.fullmatch(r"(\d{4})-(\d{2})", str(financial_year or "").strip())
+    if not match:
+        raise ValueError("Invalid financial year.")
+    start_year = int(match.group(1))
+    return date(start_year, 4, 1), date(start_year + 1, 3, 31)
+
+
+def _financial_year_options(reference_fy: str | None = None, years_back: int = 7) -> list[str]:
+    reference = str(reference_fy or _financial_year_for_date()).strip()
+    start, _ = _financial_year_bounds(reference)
+    return [
+        f"{year}-{str(year + 1)[-2:]}"
+        for year in range(start.year, start.year - max(1, int(years_back)), -1)
+    ]
+
+
 def _accounting_storage_payload(client, financial_year: str | None = None) -> dict:
     """Use the same FY + client-folder policy as existing Engagement storage."""
     fy_value = str(financial_year or _financial_year_for_date()).strip()
@@ -202,6 +219,7 @@ def tally_tool(
     synced: int = 0,
     transactions_synced: int = 0,
     export_started: int = 0,
+    financial_year: str = "",
     error: str = "",
 ):
     db = CommonSessionLocal()
@@ -219,6 +237,13 @@ def tally_tool(
         live_result = None
         analysis_history = []
         command_error = error or ""
+        selected_financial_year = str(financial_year or _financial_year_for_date()).strip()
+        try:
+            selected_fy_start, selected_fy_end = _financial_year_bounds(selected_financial_year)
+        except Exception:
+            selected_financial_year = _financial_year_for_date()
+            selected_fy_start, selected_fy_end = _financial_year_bounds(selected_financial_year)
+        mirror_fy_options = _financial_year_options(_financial_year_for_date(), 7)
         should_query_agent = bool(refresh or selected_client)
 
         if refresh:
@@ -230,7 +255,7 @@ def tally_tool(
         if should_query_agent and node and online:
             payload = {}
             if selected_client:
-                payload = _accounting_storage_payload(selected_client)
+                payload = _accounting_storage_payload(selected_client, selected_financial_year)
             try:
                 response_data = request_agent_command(
                     node.node_code,
@@ -258,9 +283,12 @@ def tally_tool(
                 command_error = str(exc)
 
         today = date.today()
-        fy_start_year = today.year if today.month >= 4 else today.year - 1
-        transaction_date_from = date(fy_start_year, 4, 1).isoformat()
-        transaction_date_to = today.isoformat()
+        transaction_date_from = selected_fy_start.isoformat()
+        transaction_date_to = (
+            min(today, selected_fy_end).isoformat()
+            if selected_financial_year == _financial_year_for_date(today)
+            else selected_fy_end.isoformat()
+        )
 
         return _render(
             request,
@@ -280,6 +308,8 @@ def tally_tool(
             transactions_synced=bool(transactions_synced),
             transaction_date_from=transaction_date_from,
             transaction_date_to=transaction_date_to,
+            selected_financial_year=selected_financial_year,
+            mirror_fy_options=mirror_fy_options,
             command_error=command_error,
             analysis_history=analysis_history,
         )
@@ -726,6 +756,7 @@ def start_full_accounting_export(
     tally_guid: str = Form(...),
     date_from: str = Form(...),
     date_to: str = Form(...),
+    financial_year: str = Form(""),
     csrf_token: str = Form(...),
 ):
     validate_csrf(request, csrf_token)
@@ -742,6 +773,13 @@ def start_full_accounting_export(
             end = date.fromisoformat(str(date_to or ""))
             if start > end:
                 raise ValueError("From Date cannot be after To Date.")
+            target_fy = str(financial_year or _financial_year_for_date(start)).strip()
+            fy_start, fy_end = _financial_year_bounds(target_fy)
+            if start < fy_start or end > fy_end:
+                raise ValueError(
+                    f"Selected dates must fall within FY {target_fy} "
+                    f"({fy_start.isoformat()} to {fy_end.isoformat()})."
+                )
         except Exception as exc:
             return RedirectResponse(url=f"/tools/tally?client_id={client.id}&error={quote(str(exc))}", status_code=303)
         node = get_active_storage_node_for_branch(db, scope.tenant_id, scope.branch_id)
@@ -750,7 +788,7 @@ def start_full_accounting_export(
         result = request_agent_command(
             node.node_code, "accounting_full_export_start",
             {
-                **_accounting_storage_payload(client, _financial_year_for_date(start)),
+                **_accounting_storage_payload(client, target_fy),
                 "tally_guid": str(tally_guid or "").strip(),
                 "date_from": start.isoformat(), "date_to": end.isoformat(),
                 "requested_by_user_id": int(user.id), "timeout_seconds": 1800,
@@ -758,7 +796,7 @@ def start_full_accounting_export(
         )
         if not result.get("ok"):
             raise RuntimeError(str(result.get("error") or "Full Accounting Export could not be started."))
-        return RedirectResponse(url=f"/tools/tally?client_id={client.id}&refresh=1&export_started=1", status_code=303)
+        return RedirectResponse(url=f"/tools/tally?client_id={client.id}&financial_year={quote(target_fy)}&refresh=1&export_started=1", status_code=303)
     except Exception as exc:
         return RedirectResponse(url=f"/tools/tally?client_id={client_id}&error={quote(str(exc))}", status_code=303)
     finally:
@@ -779,7 +817,8 @@ def full_accounting_export_status(request: Request, client_id: int):
         if not node or not _node_online(node):
             return JSONResponse({"ok": False, "error": "ERP Local Agent is offline."}, status_code=503)
         result = request_agent_command(
-            node.node_code, "accounting_full_export_status", _accounting_storage_payload(client), timeout_seconds=10
+            node.node_code, "accounting_full_export_status",
+            {"client_id": int(client.id)}, timeout_seconds=10
         )
         if not result.get("ok"):
             return JSONResponse({"ok": False, "error": str(result.get("error") or "Progress lookup failed.")}, status_code=500)
diff --git a/app/modules/documents/agent_package.py b/app/modules/documents/agent_package.py
index a06b5e9..bef6a4f 100644
--- a/app/modules/documents/agent_package.py
+++ b/app/modules/documents/agent_package.py
@@ -4,7 +4,7 @@ import io
 from pathlib import Path
 import zipfile
 
-ERP_LOCAL_AGENT_VERSION = "1.25.6"
+ERP_LOCAL_AGENT_VERSION = "1.25.7"
 ERP_LOCAL_AGENT_NAME = "ERP Local Agent"
 RUNTIME_ROOT = Path(__file__).resolve().parent / "local_agent_runtime"
 _DETERMINISTIC_ZIP_TIMESTAMP = (2026, 1, 1, 0, 0, 0)
diff --git a/app/modules/documents/local_agent_runtime/erp_local_agent/__init__.py b/app/modules/documents/local_agent_runtime/erp_local_agent/__init__.py
index 7508429..ede2b4b 100644
--- a/app/modules/documents/local_agent_runtime/erp_local_agent/__init__.py
+++ b/app/modules/documents/local_agent_runtime/erp_local_agent/__init__.py
@@ -1,2 +1,2 @@
-__version__ = "1.25.6"
+__version__ = "1.25.7"
 AGENT_NAME = "ERP Local Agent"
diff --git a/app/modules/documents/local_agent_runtime/erp_local_agent/commands.py b/app/modules/documents/local_agent_runtime/erp_local_agent/commands.py
index 0df974c..c3f9db3 100644
--- a/app/modules/documents/local_agent_runtime/erp_local_agent/commands.py
+++ b/app/modules/documents/local_agent_runtime/erp_local_agent/commands.py
@@ -3174,16 +3174,17 @@ class AgentCommandProcessor:
             }
             if value in exact:
                 return True
-            owner_prefix = (
-                value.startswith("partner ") or value.startswith("partners ")
-                or value.startswith("proprietor ") or value.startswith("proprietors ")
-                or value.startswith("owner ") or value.startswith("owners ")
+            owner_word = any(
+                token in value.split()
+                for token in ("partner","partners","proprietor","proprietors","owner","owners")
             )
             current_account_like = (
-                " current account" in value or " current accounts" in value
-                or " current a c" in value or value.endswith(" current ac")
+                "current account" in value
+                or "current accounts" in value
+                or "current a c" in value
+                or value.endswith("current ac")
             )
-            if owner_prefix and current_account_like:
+            if owner_word and current_account_like:
                 return True
             return (
                 value.startswith("capital account ")
@@ -3211,6 +3212,14 @@ class AgentCommandProcessor:
                 parent_group = str(ledger_parent_by_name.get(lname.casefold()) or "").strip()
                 if _capital_account_parent(parent_group):
                     continue
+                normalized_capital_context = re.sub(
+                    r"[^a-z0-9]+", " ", f"{parent_group} {lname}".casefold()
+                ).strip()
+                if (
+                    any(x in normalized_capital_context.split() for x in ("partner","partners","proprietor","proprietors","owner","owners"))
+                    and ("current account" in normalized_capital_context or "current a c" in normalized_capital_context)
+                ):
+                    continue
                 text = lname.casefold()
                 matches=[]
                 for r in rules: